What to Know Before Buying a Home with a Basement Suite in Saskatoon

Adding a basement suite to your real estate purchase is a smart way to offset your mortgage, boost resale value, or house extended family. In Saskatoon, homes with secondary suites are in high demand—but not all suites are created equal. Whether you're buying your first home or adding to your investment portfolio, here's what you need to know.

Legal & Regulatory Considerations

Before anything else, confirm whether the basement suite is legal or non-conforming. The City of Saskatoon has specific zoning requirements (R2, R2A, RM, etc.) that determine whether a home can have a secondary suite. Always ask the seller or your REALTOR® for building permits, suite registration, and fire code compliance documents.

Quick Tip: Legal suites have separate entrances, proper egress windows, fire separation, and often their own utility setups.

Financial & Investment Benefits

One of the biggest draws of a basement suite is rental income. Many lenders allow a portion of rental income to be considered when qualifying for your mortgage—potentially increasing your purchasing power. However, you'll need to account for insurance, tax implications, and tenant management. Consider long-term value and how a suite affects resale potential.

Construction, Safety & Functionality

A suite needs more than just a kitchenette and bedroom to be considered safe and livable. Ensure the ceiling height meets code (at least 6’5”), there are proper egress windows in each bedroom, and ideally, soundproofing is in place between units. Parking is also a key issue—most areas require off-street parking for each dwelling.

Lifestyle Considerations

Are you comfortable living above (or below) tenants? Will the layout allow for privacy? Does the area support good tenant demand (think: proximity to the University of Saskatchewan or downtown)? These are lifestyle factors to weigh as you assess your comfort level with owning and managing a basement suite.

For more guidance on legal suites in Saskatoon or available homes with rental potential, contact me here.

Saskatoon homes with basement suites

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• $100,000 - $200,000
• $200,000 - $300,000
• $300,000 - $400,000
• $400,000 - $500,000
• $500,000 - $600,000
• $600,000 - $700,000
• $700,000 - $800,000
• $800,000 - $900,000
• Over $1,000,000

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Newest First

$749,900

819 6th Avenue N, Saskatoon

4 Beds 4 Baths 1,530 SqFt Residential MLS® # SK019768

Boyes Group Realty Inc.

$709,900

238 Stromberg Court, Saskatoon

5 Beds 4 Baths 1,634 SqFt Residential MLS® # SK019617

RE/MAX Saskatoon

$429,900

2 Young Cres, Saskatoon

4 Beds 2 Baths 960 SqFt Residential MLS® # SK019670

Derrick Stretch Realty Inc.

$549,900

61 Sparling Cres, Saskatoon

5 Beds 3 Baths 1,735 SqFt Residential MLS® # SK019615

Royal LePage Varsity

$649,000

307 Klassen Cres, Saskatoon

5 Beds 3 Baths 1,276 SqFt Residential MLS® # SK019446

Boyes Group Realty Inc.

$499,900

1328 Main Street, Saskatoon

5 Beds 2 Baths 1,120 SqFt Residential MLS® # SK019365

Realty Executives Saskatoon

$489,900

50 Rupert Drive, Saskatoon

4 Beds 2 Baths 995 SqFt Residential MLS® # SK019414

2 Percent Realty Platinum Inc.

New

$349,900

↓ $20,000

517 Isabella Street W, Saskatoon

3 Beds 2 Baths 850 SqFt Residential MLS® # SK019225

eXp Realty

$659,900

↑ $11,000

486 Mcfaull Cres, Saskatoon

4 Beds 4 Baths 1,780 SqFt Residential MLS® # SK019172

eXp Realty

$619,900

559 Kloppenburg Cres, Saskatoon

5 Beds 4 Baths 1,495 SqFt Residential MLS® # SK019161

eXp Realty

$729,900

115 Leskiw Lane, Saskatoon

5 Beds 4 Baths 1,903 SqFt Residential MLS® # SK019108

Century 21 Fusion

$541,000

#lot 3 - 855 Kensington Boulevard, Saskatoon

5 Beds 4 Baths 1,500 SqFt Residential MLS® # SK019080

Boyes Group Realty Inc.

$399,900

↓ $20,100

306 Main Street, Saskatoon

4 Beds 2 Baths 1,075 SqFt Residential MLS® # SK018899

Century 21 Fusion

$419,900

134 O'neil Cres, Saskatoon

3 Beds 2 Baths 1,034 SqFt Residential MLS® # SK019018

Boyes Group Realty Inc.

$579,920

851 Brighton Boulevard, Saskatoon

3 Beds 2 Baths 1,390 SqFt Residential MLS® # SK018989

Realty ONE Group Dynamic

$686,570

339 Taskamanwa Street, Saskatoon

4 Beds 3 Baths 2,045 SqFt Residential MLS® # SK018922

Realty ONE Group Dynamic

$1,099,000

715 Nazarali Lane, Saskatoon

7 Beds 5 Baths 2,426 SqFt Residential MLS® # SK018601

RE/MAX Saskatoon

$214,900

↓ $12,800

121 L Avenue S, Saskatoon

4 Beds 2 Baths 1,299 SqFt Residential MLS® # SK018880

Coldwell Banker Signature

$559,900

↓ $23,600

350 Hassard Close, Saskatoon

4 Beds 4 Baths 1,556 SqFt Residential MLS® # SK018830

RE/MAX Saskatoon

$150,000

412 V Avenue S, Saskatoon

3 Beds 2 Baths 758 SqFt Residential MLS® # SK018787

Royal LePage Varsity

$352,500

520 8th Street E, Saskatoon

2 Beds 3 Baths 1,476 SqFt Residential MLS® # SK018636

Royal LePage Saskatoon Real Estate

$699,900

↓ $20,000

782 Labine Court, Saskatoon

5 Beds 3 Baths 1,566 SqFt Residential MLS® # SK018571

Royal LePage Varsity

$749,900

2126 Ste Cecilia Avenue, Saskatoon

6 Beds 2 Baths 1,190 SqFt Residential MLS® # SK018519

Coldwell Banker Signature

$855,000

↓ $15,000

2227 Rosewood Drive, Saskatoon

5 Beds 3 Baths 1,521 SqFt Residential MLS® # SK018229

Boyes Group Realty Inc.

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