When purchasing residential real estate in Saskatchewan, buyers are presented with the option to pursue ancillary services that help evaluate the property’s condition, legality, and value. These services are critical to reducing risk, protecting your investment, and ensuring peace of mind in your new home.
Provided by professionals like appraisers, engineers, municipal authorities, and home inspectors, these optional—but highly recommended—services can uncover hidden issues or confirm a property’s sound condition.
Below are the key ancillary services buyers should consider during the purchasing process.
12 Key Ancillary Services & What They Mean
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Appraisal Report
Estimates a property’s value, often required by mortgage lenders. -
Electrical Inspection
Reviews the safety and condition of the home’s electrical system. -
Engineer’s Report
Offers structural or mechanical assessments from a licensed engineer. -
Environmental Report
Identifies contamination or environmental risks associated with the property. -
Furnace & Chimney Inspection
Confirms whether heating systems meet safety standards. -
Gas Line Inspection
Ensures no encroachments exist over gas lines and confirms safety compliance. -
Home Inspection
Provides a general overview of the property’s physical condition. -
Municipal Compliance Report
Checks for bylaw or permit issues with the municipality. -
Real Property Report / Surveyor’s Certificate
Maps out legal boundaries and improvements, useful for fencing or additions. -
Water & Septic Inspection
Confirms operational status and health of water and septic systems. -
Fireplace or Wood Stove Inspection
Assesses insurance compliance and safety of wood-burning installations. -
GST Opinion
Determines whether GST applies to your purchase—especially relevant in new builds or commercial conversion properties.
FAQs
Are ancillary services mandatory when buying a home?
No, ancillary services are optional but strongly recommended to protect your investment and ensure due diligence.
Who pays for ancillary inspections?
In most cases, the buyer is responsible for the cost of inspections and reports they request.
Can my real estate agent help schedule these services?
Yes. Your agent can help coordinate professionals and write conditions into your offer for time to complete inspections.
Is it possible to waive all inspections?
Yes, but doing so increases your risk. Buyers must acknowledge they assume liability if issues arise later.
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