Before you start browsing listings and booking home viewings, there’s one critical step every buyer should take—getting mortgage pre-approval. Not only does this help define your budget, but it also shows sellers you’re serious and financially ready.

Here’s what you need to gather to get mortgage approval:

1. Income Documentation

If you are an employee:

  • Letter of Employment (dated within 60 days)

  • Most recent Paystub (dated within 30 days)

  • Most recent T4 (required if income includes hourly, bonuses, commissions, or overtime)

If you are self-employed (sole proprietor):

  • Notice of Assessment (NOA)

  • T1 General Tax Return

  • Statement of Business Activities (T2125)

  • Proof of Tax…

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Why Saskatoon's Real Estate Market Continues to Thrive

As Saskatchewan’s largest city, Saskatoon offers a vibrant and ever-evolving real estate landscape. The city has experienced consistent growth over the years, with a strong demand for housing driven by a diverse population, expanding job market, and an active development scene.

Diverse Inventory Across the City

Saskatoon’s real estate market has something for everyone—from first-time buyers to seasoned investors. Newer neighbourhoods like Brighton, Aspen Ridge, and Kensington are seeing a surge in development. Here, buyers will find a mix of modern townhomes, apartment-style condos, and spacious single-family homes.

Meanwhile, the city’s core areas—including Nutana, Haultain, and City…

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As a real estate professional in Saskatoon for over 15 years, I’ve seen many shifts in the housing market—but this year has brought a new kind of conversation to the table: what a home is listed for may not reflect what it will sell for.

Saskatoon’s housing market continues to experience low inventory and high buyer demand, resulting in multiple offers and sale prices soaring $10,000, $20,000, and even $50,000 above list price. It’s a tough reality for many buyers who are just starting their home search. In fact, the most difficult conversations I’m having with clients right now aren’t about finding the perfect home—they’re about adjusting expectations and understanding true market value.

That doesn’t mean every home sells above asking. Some are…

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Saskatoon Opens the Door to Secondary Suites in Semi-Detached Homes

In response to increasing pressure on housing availability and affordability, the City of Saskatoon has officially approved a significant zoning change: property owners of semi-detached homes can now add secondary suites. This pivotal decision will bring long-term benefits to homeowners, investors, developers, and future buyers.

With inventory at historically low levels and the demand for housing steadily rising, this move by city council offers a practical solution. By legalizing secondary suites in semi-detached dwellings, Saskatoon is empowering current homeowners to generate rental income from their properties and making it easier for buyers to qualify for a mortgage using…

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Welcome to 604-717 Victoria Avenue — Where Scenic River Views Meet City Living

Step into elegance and convenience with this stunning high-rise Pinnacle condo building located in the heart of Nutana, one of Saskatoon's most beloved neighbourhoods. This beautifully maintained 1,237 sq. ft. unit offers incredible views of the South Saskatchewan River and downtown skyline from the comfort of your private balcony.

With two generously sized bedrooms and two full bathrooms, this condo is designed for comfort. The spacious primary suite includes an en-suite bathroom, large closet, and access to your own private outdoor space — perfect for enjoying a morning coffee while taking in the views.

Inside, you'll find a thoughtful floorplan with a galley-style…

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What to Know Before Buying a Home with a Basement Suite in Saskatoon

Adding a basement suite to your real estate purchase is a smart way to offset your mortgage, boost resale value, or house extended family. In Saskatoon, homes with secondary suites are in high demand—but not all suites are created equal. Whether you're buying your first home or adding to your investment portfolio, here's what you need to know.

Legal & Regulatory Considerations

Before anything else, confirm whether the basement suite is legal or non-conforming. The City of Saskatoon has specific zoning requirements (R2, R2A, RM, etc.) that determine whether a home can have a secondary suite. Always ask the seller or your REALTOR® for building permits, suite registration, and…

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Warman’s real estate market continued to heat up in April 2025, showing strong year-over-year gains in both home prices and sales despite tight inventory levels.

According to the Saskatchewan REALTORS® Association, Warman recorded 33 residential sales, marking a 32% increase from April 2024. This sales growth continues to outpace the 10-year average by over 115%, signaling sustained buyer interest in this growing community just north of Saskatoon.

The benchmark price for residential homes in Warman hit $487,500, up 7.9% year-over-year, further reflecting the competitive nature of the local market. Notably, new listings surged 115% year-over-year to 56, yet inventory remains constrained, with months of supply sitting at just 1.42, down significantly…

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